How to avoid online fraud

If someone calls or emails you and asks you to confirm your personal information, don’t do it. If they say they’re from somewhere where you hold an account, call them back on the number you usually use.

If an offer looks too good to be true, think twice before clicking on a link.

If you’re entering personal details, make sure you’re using a secure site (the URL will begin with ‘https’). This makes it harder for criminals to intercept your data.

For passwords, use a mixture of letters and numbers. Never use the same password for different sites, and if you can’t remember them all, use a password manager (secure, often Web-based software) to do it for you.

​Wait until you can use a secure computer before you do your online baking, or make that big purchase.